Engineering Insurance

The course aims to provide a technical foundation in Engineering Insurance, including its principles and practices, requirements, coverage of the insurance, and an analysis of supporting factors.

  • Understand the business and financial risks in Engineering insurance
  • Develop a structured approach to identify key risks involved in a transaction with Engineering insurance companies
  • Develop awareness of the changes in the insurance industry
  • Apply the main methods of capital-raising by insurers

The course will utilize lectures with presentations and interactive class discussion. Trainees will also be encouraged to brainstorm ideas during seat works/activities.

  • Contractors All Risks (C.A.R.) Policy
  • Marine-Cum-Erection (MCE) Policy
  • Machinery loss of Profits (MLOP) Policy
  • Advance Loss of Profits (Alop) Polocy
  • Electronic Equipment Policy
  • Engineering insurance Policies (Special Clauses, Add On Covers, General Exclusions)
  • Conditions and Warranties
  • Building, Construction, Occupation
  • Essential aspects of Fire Underwriting
  • Proposal Form, Schedule, Policy and Renewal Notice
  • Fixation of Sum Insured, RIV & Market Value determination
  • Rates, Discounts & Deductibles and their pattern
  • Operational Insurance Coverage
  • Exclusions and Claims
  • Machinery Insurance including MLOP
  • Boiler Insurance
  • Electronic Equipment Insurance
  • Market Oil & Energy Pool
  • Rating in Engineering Insurance (particularly its adequacy) – during Tariff regime as well as during Tariff-free regime
  • Underwriting Experience of Engineering Insurance portfolios – during Tariff regime as well as during Tariff-free regime
  • Fire Risk Inspection & Assessment Report
  • Fire Loss prevention & Fire Extinguishing Appliances
  • Fire (Consequential Loss) Insurance
  • Scope and coverage Fire (CL) Policy

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